VA Loans

Florida VA Loans

Veteran’s Affairs (VA) Loans are an excellent way for active-duty military personnel, veterans, and eligible surviving spouses to finance the purchase of a home. These government-backed loans offer competitive interest rates, low down payments, and relaxed credit standards. In addition, there is no private mortgage insurance (PMI) required with a VA loan.

It is a great benefit that the VA offers to those who have served or are serving our country. If you are eligible for a VA loan, Adone Mortgage is here to help you take advantage of this benefit. We are a VA-approved lender, and our team of mortgage professionals is experienced in handling VA loans.

How Do VA Loans Work?

A VA loan is a mortgage made by private lenders but guaranteed by the U.S. Department of Veterans Affairs (VA). The VA Home Loan program was created to help returning service members purchase homes without needing a down payment or excellent credit.

VA loan enables qualified borrowers to purchase a home with no down payment. This can save you thousands of dollars, and you can get into a home sooner than you might be able to with other types of loans.

VA Loan Benefits

How To Qualify?

Earn a certificate of eligibility (COE) from the military service to be eligible.
Home to purchase must be in an eligible area.
Satisfactory credit history.
Eligible veterans and service members must have available entitlement.

Why You Should Choose Us

Personal Loan Specialist

Adone Mortgage is a personal loan specialist that offers a wide range of mortgage products to suit your individual needs. Committed to providing excellent customer service to help you achieve your financial goals.

Honest Rates and Approvals

A variety of mortgage products are available to qualified buyers. Our mortgage loan officers are committed to finding the right loan for you and will work with you to get the best rate possible.

Competitive Rates

Our goal is to save you money and help you reach your financial goals with competitive mortgage rates. Paying your mortgage monthly will be one less worry you have to deal with.

Frequently Asked Questions

A: The market determines the interest rate on a VA loan and may be higher or lower than the rate on a conventional loan.
A: The closing costs on a VA loan can vary but are typically lower than the costs on a conventional loan.
A: You can use a VA loan to purchase a second home. However, you will need to occupy the home as your primary residence.
A: You can refinance your mortgage using a VA loan. However, there are some restrictions on how you can use the loan.

Reach Us Now

Are you thinking about buying a new home? Adone Mortgage in North Miami Beach, FL offers some of the best mortgage loan products in the market. We have something for everyone, so whether you’re a first-time homebuyer looking to refinance your existing mortgage, we can help. Our process is simple and straightforward. You can apply online in minutes, and our team of experts will be with you every step of the way. We want to ensure that you get the best deal possible on your mortgage, so you can focus on what’s important – finding your dream home. Apply now for a free consultation! Or contact us today at +1 786-613-1937 to learn more!

Reach Us Now

Are you thinking about buying a new home? Adone Mortgage in North Miami Beach, FL offers some of the best mortgage loan products in the market. We have something for everyone, so whether you’re a first-time homebuyer looking to refinance your existing mortgage, we can help. Our process is simple and straightforward. You can apply online in minutes, and our team of experts will be with you every step of the way. We want to ensure that you get the best deal possible on your mortgage, so you can focus on what’s important – finding your dream home. Apply now for a free consultation! Or contact us today at +1 786-613-1937 to learn more!